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Motor Vehicle Compensation Motor vehicles include trucks, cars motorbikes, buses, and even airplanes. Motor vehicles include automobiles, trucks motorbikes, buses, motorcycles and even aircrafts. Two studies have found that interfacing with insurance companies when seeking compensation for an auto accident was associated with higher levels of anxiety. Further research is needed to understand why this happens. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific costs and losses you have incurred. A personal injury attorney can assist you in determining the fair compensation in your particular circumstances. Damages are commonly categorized as “special” and “general.” Particular damages are the ones that can be considered as a cost like medical bills or car repair expenses. General damages are not as straightforward to calculate and include non-economic components like pain and suffering. If your injuries are severe enough to qualify under New York law as a serious injury, you may be entitled to additional compensation above and beyond what an insurance company will offer you. If you suffer from an ongoing disability that substantially affects your quality of life and quality of life, you may be entitled to compensation for loss of consortium and other non-economic damages. You could be able to recover the costs of taxis, public transportation or ridesharing services in the event that you could not drive following your accident. You may also be able to pay for the maintenance of your home and yard while being unable to complete these tasks because of the injuries you sustained. You may also be able to recover the value of resale for your car that is damaged. In certain cases the at-fault party might be ordered to pay punitive damages if there is evidence that the defendant intentionally caused the accident. These damages are intended to penalize the guilty for recklessness or negligence that is beyond the scope of. Medical bills Medical bills can be expensive for those who suffer from motor accident vehicles. Some car insurance policies include medical payment coverage, commonly referred to as med-pay. This coverage can help pay for the expenses. In many instances the coverage is available regardless of who was responsible for the crash. It is crucial to remember that medical insurance is not meant to replace for health insurance. In fact, a person who is injured should always file a claim through their own health insurance first before filing a claim with the at-fault driver's insurance company. You can also get reimbursement for the cost of transportation to and fro medical appointments. To ensure that they receive fair amount, the victim must be diligent in tracking and saving receipts. motor vehicle accident lawyer somerville -Fault insurance may also pay for lost earnings, if they are unable work due to injuries. The maximum amount that can be collected is $2,000 a month for a maximum of three years. The No-Fault company can also be required by law to pay the full amount of any Disability or Workers' Compensation, or Social Security benefits received by the injured party. Although financial aid might be available however, it could take months or even years to reach a satisfactory settlement. In the meantime medical debt collectors might call, and unpaid charges could cause serious damage to your credit score. To prevent this from happening, a victim should establish an attorney-client relationship with a law firm that offers representation in auto accident cases. Lost wages There is a chance that you will be in financial difficulty after an accident. Medical bills, credit card debt, and loan payments can build up when you're unable to work. Losing income can create stress for your family. A qualified car accident attorney can help you recover lost earnings as part of the compensation you receive. You will need to provide documentation to prove that you have lost wages. This can include proof of your earnings, your hourly wage, and the number of days missed due to of injury. This can include a letter from your employer or pay stubs as well as bank statements, tax returns, and more. If you are self-employed or have a commission-based job it can be more difficult. However, your knowledgeable lawyer for car accidents will help you gather the evidence to support your claim. You can only recover your lost wages as part of a car accident claim. You cannot recover them from worker's compensation or disability insurance, since this could be considered a double recovery. The no-fault insurance company will send you to a physician they have hired to evaluate you and determine if, in the doctor's opinion, the injuries you sustained prevent you from working. This is referred to as an independent medical exam (IME) and you should be aware that the doctor performing your IME is biased towards the insurance company. Suffering and pain Unlike medical bills and lost wages, it is difficult to estimate the suffering and pain that result from a vehicle crash. The emotional trauma that is caused by an accident in the car can be more debilitating that the physical injuries. A person with PTSD may experience anxiety or insomnia that may prevent them from sleeping well. They may also be unable to drive because of fear of another accident. An attorney can calculate the total amount of non-economic damages, and work with a jury to determine how much compensation to award for pain and suffering. This figure can also be affected by the severity of your injuries and how they impact your daily routine. It might be beneficial to keep a diary or have your family or friends provide written evidence. Some states have a limit on the amount of compensation that can be claimed for suffering and pain. New York does not have a cap, but victims can only bring a lawsuit and request damages for serious injuries. It is essential to talk with a Manhattan lawyer for car accidents to determine the true value of your injuries and how to prove that you deserve fair compensation for both your economic and non-economic losses.